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When buying a home your credit plays a big part in what your rate will be. The better your credit the lower your rate, the less your payments will be. Many credit reports contain errors. It is a good idea to check your report for errors & take procedures to correct them.
For a Free credit report (really free) go to
https://www.annualcreditreport.com
Where the 3 major credit reporting agencies will provide you with a free report just for asking once a year. Thats one every 4 months if you want it & you should to check for accuracy. Call 877-322-8228 to get reports by mail.
* Note there is no charge for the report, but if you want your credit score it is an additional $7.95
To sign your credit cards or not?
Major credit card companies advise you to sign your card as many vendors will not accept an unsigned card. The companies also advise you to write (CID) after your name. This stands for check ID. So if your card is stolen the clerk will ask for ID and the thief will be caught.
Courtesy Karen Ann Martin Professional Real Estate & Home Staging Services Serving the real estate needs of Westport Mass,Dartmouth & Fall River Massachusetts Homes for sale.
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